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Subject: Andrew, find the right loan, right now.
Date: Thu, 18 Aug 2022 06:28:02 -0600
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https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af1da317bc353a6ceef3a6816bf3813f364ad5bdf8ddda343feb4cfcc23aed4c8de50a89ff7b38d7c0a130accc170f7cee9 


 3 Big Reasons to Consolidate Your High-Interest Debt

Dear Andrew, 


 Did you know there's a simple, fast, and easy way to pay down those credit cards and save money too?
 


 Here's your opportunity to apply for a personal loan of up to $40,000 at a lower, fixed-rate to consolidate your high-interest debt.


https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af14b1d4221cd30ad6dc1a59626d6d0856207e3f09015aa1e0b354c8ec76ef1861efcfd843e677eb11b5c31447c0afe8312 
Check Your Rate 
Here are 3 reasons to consolidate today:
Save up to $1,000 compared to what you would pay in credit card interest.^1
 
Make your finances easier with one monthly fixed payment and one due date.
 
May raise your credit score with a personal loan.^2


 
 Andrew, if you're tired of the endless credit card payments, consolidating your debt could be your best path to financial control and stability.
 


https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af14b1d4221cd30ad6dc1a59626d6d0856207e3f09015aa1e0b354c8ec76ef1861efcfd843e677eb11b5c31447c0afe8312 
Check Your Rate 

Did you know? 
Checking your loan rate to see what you may qualify for will not impact your credit score.*
 


 

 All the best, 

 LendingClub
 


 P.S.Andrew, apply now and take advantage of this lower fixed-rate invitation.^1


We’re here to help
If you have questions, 
https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af1434975a1845016086aa22f5bc94221854f5e7a7ff2c38b34f4bf67393634763acc620c47290b5618629afcb342c24c4b 
contact us .




 
1. On average, personal loans from LendingClub Bank are offered at an APR of 15.95% with an origination fee of 5.00% and a principal amount of $15,800 for loans with term lengths of 36 months, based on current credit criteria and an analysis of historical borrower data from 1/1/21 to 4/12/21. For credit card purchases made in March 2021, the average APR was 20.29%, according to publicly available information published by TheBalance.com. If you pay off a credit card balance of $15,010 with an APR of 15.95% over 36 equal monthly payments, you will pay $5,152 in total finance charges. If you obtain a loan with a term of 36 months and an amount financed of $15,010 (principal amount of $15,800 with an origination fee of $790) at 15.95% APR, you will pay $3,975 in total finance charges over the
 term of the loan, a savings of $1,177 as compared to the average credit card. 

 





Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
 





A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states.
 





APR ranges from 7.04% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of 7/1/21 and are subject to change without notice.
 




 
2. Reducing debt and maintaining low credit balances may contribute to an improvement in your credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization. 

 





 
 * Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history. 
 
 




 You may 
https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af1fee4b66aeff9aa2a496e3c7cda778a5b8b508f7f56e828672ec363ec4e77e0ad90064afe03102bae1a65112a94455610 
unsubscribe from promotional emails from us at any time. To ensure that our emails reach your inbox, 
https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af16c320daeac4e5959cba512556110ff3f14f8d8141520e90f59e65f66480cc7e3f47671c3009eb9a11fa48add538f1d90 
please add our email address to your address book. For the speediest response, reach out to us 
https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af1efd50954058eeff987541dad984feaa8e99caf9a0b9f53efd18e22662b5dc2ca9a57a0a56e23e7cad24d9e59b7830e65 
here.
 


 Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
 


 Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Deposit accounts are subject to approval. Only deposit products are FDIC insured.
 


Our mailing address is: LendingClub Bank, N.A., 595 Market Street, Suite #200, San Francisco, CA 94105.


“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.

(c) 2022 LendingClub Bank. All rights reserved.
 




 
 


 
 


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<div class="preheader" style="font-size: 1px; display: none !important;">Andrew, pay down those high-interest credits cards by consolidating debt with a low, fixed-rate loan is your best move. Let LendingClub help!</div>
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            <font style="color: rgb(17, 59, 94); font-family: Arial, helvetica, sans-serif; font-size: 36px; font-style: normal; font-weight: bold; line-height: 120%;">
                3 Big Reasons to Consolidate Your High-Interest Debt</font><br><br>

            <font style="line-height: 28px;">Dear Andrew, <br><br>
            Did you know there's a simple, fast, and easy way to pay down those credit cards and save money too?
            <br><br>
              Here's your opportunity to apply for a personal loan of up to <b>$40,000 at a lower, fixed-rate</b> to consolidate your high-interest debt.</font>
              </td>
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                <b><h3>Here are 3 reasons to consolidate today:</h3></b></span>
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<table style="padding: 0px 20px 0px 20px;" width="90%" cellspacing="0" cellpadding="7" border="0">
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        <td width="50" valign="top"><img src="https://image.mail6.lendingclub.com/lib/fe3611727564047d721374/m/1/de6fb37c-9119-4b97-86f8-cd00ae86d891.png" width="50px" height="50px"> </td>
        <td style="padding-left: 8px; font-family: Arial, Helvetica, sans-serif; font-weight: 400; font-size: 18px; line-height: 28px; color:#708da0;" valign="top" align="left"><strong>Save up to $1,000 </strong>compared to what you would pay in credit card interest.&sup1;
            </td>
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    <tr>
        <td valign="top"><img src="https://image.mail6.lendingclub.com/lib/fe3611727564047d721374/m/1/5b9cd521-c9b8-44d8-ae9b-b90605df07d6.png" width="50px" height="50px"></td>
        <td style="padding-left: 8px; font-family: Arial, Helvetica, sans-serif; font-weight: 400; font-size: 18px; line-height: 28px; color:#708da0;" valign="top" align="left"><strong>Make your finances easier </strong>with one monthly fixed payment and one due date.
        </td>
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        <td valign="top"><img src="https://image.mail6.lendingclub.com/lib/fe3611727564047d721374/m/1/a6eabd08-6979-4508-b7e5-55bd0edd6226.png" width="50px" height="50px"></td>
        <td style="padding-left: 8px; font-family: Arial, Helvetica, sans-serif; font-weight: 400; font-size: 18px; line-height: 24px; color:#708da0;" valign="top" align="left"><strong>May raise your credit score </strong>with a personal loan.&sup2;</td>
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                Andrew, if you're tired of the endless credit card payments, consolidating your debt could be your best path to financial control and stability.
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        <a href="https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af1b5c38ce1a77a2eb7cd376643326ccf3963b185a8c5562c499c470be8f5bb229df38e356d48836d8700cb986d773071c7" style="background-color: #E34426; border-radius: 1px; color: #ffffff; display: inline-block; font-family: sans-serif; font-size: 16px; font-weight: bold; line-height: 48px; text-align: center; text-decoration: none; width: 240px; -webkit-text-size-adjust: none;"  class="bg-rgba mobilebutton">Check Your Rate</a>
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                <td width="15%" valign="top"><img src="https://image.mail6.lendingclub.com/lib/fe3611727564047d721374/m/1/f9005bc8-9f4e-447b-bc1d-76f1d4553324.png" width="70px" height="85px"> </td>
                <td style="padding-left: 10px; font-family: Arial, Helvetica, sans-serif; font-weight: 400; font-size: 18px; line-height: 28px; color:rgb(17,59,94);" width="96%" valign="top" align="left"><strong>Did you know? </strong><br>Checking your loan rate to see what you may qualify for <strong>will not</strong> impact your credit score.*
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            All the best, <br>
            LendingClub
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            P.S.Andrew, apply now and take advantage of this lower fixed-rate invitation.&sup1;<br><br>
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				&nbsp;</td></tr></table><!--[if (gte mso 9)|(IE)]>         </td>         </tr>        </table>         <![endif]--><!-------------------------------------END BLANK SECTION BREAK -----------------------------------></td></tr></table><table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="min-width: 100%; " class="stylingblock-content-wrapper"><tr><td class="stylingblock-content-wrapper camarker-inner">
<table cellpadding="0" cellspacing="0" width="100%" role="presentation" style="background-color: #EDF3F3; min-width: 100%; " class="stylingblock-content-wrapper"><tr><td style="padding: 0px; " class="stylingblock-content-wrapper camarker-inner"> <!--[if (gte mso 9)|(IE)]>         <table align="center" border="0" cellspacing="0" cellpadding="0" width="600">         <tr>         <td align="center" valign="top" width="600">         <![endif]-->
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1. On average, personal loans from LendingClub Bank are offered at an APR of 15.95% with an origination fee of 5.00% and a principal amount of $15,800 for loans with term lengths of 36 months, based on current credit criteria and an analysis of historical borrower data from 1/1/21 to 4/12/21. For credit card purchases made in March 2021, the average APR was 20.29%, according to publicly available information published by TheBalance.com. If you pay off a credit card balance of $15,010 with an APR of 15.95% over 36 equal monthly payments, you will pay $5,152 in total finance charges. If you obtain a loan with a term of 36 months and an amount financed of $15,010 (principal amount of $15,800 with an origination fee of $790) at 15.95% APR, you will pay $3,975 in total finance charges over the
 term of the loan, a savings of $1,177 as compared to the average credit card.  

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Savings are not guaranteed and depend upon various factors, including but not limited to interest rates, fees, term length, and making payments as agreed.
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A representative example of loan payment terms is as follows: you receive a loan of $13,411 for a term of 36 months, with an interest rate of 12.16% and a 5.30% origination fee of $711, for an APR of 15.99%. In this example, you will receive $12,700 and will make 36 monthly payments of $446.46. Loan amounts range from $1,000 to $40,000 and loan term lengths are 36 months or 60 months. Some amounts and term lengths may be unavailable in certain states.
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APR ranges from 7.04% to 35.89% and is determined at the time of application. Origination fee ranges from 3% to 6% of the loan amount. Lowest APR is available to borrowers with excellent credit. Advertised rates and fees are valid as of 7/1/21 and are subject to change without notice.
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2. Reducing debt and maintaining low credit balances may contribute to an improvement in your credit score, but results are not guaranteed. Individual results vary based on multiple factors, including but not limited to payment history and credit utilization. 

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    *&nbsp;Checking a rate through us generates a soft credit inquiry on a person’s credit report, which is visible only to that person. A hard credit inquiry, which is visible to that person and others, and which may affect that person’s credit score, only appears on the person’s credit report if and when a loan is issued to the person. Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.                            
          
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<a href="https://click.mail6.lendingclub.com/?qs=2c8859ac04e33af1efd50954058eeff987541dad984feaa8e99caf9a0b9f53efd18e22662b5dc2ca9a57a0a56e23e7cad24d9e59b7830e65" target="_blank" style="outline:none;text-decoration:none;"><span style="color:#0086D6;text-decoration:underline;">here</span></a>.
      <br><br>
      Credit eligibility is not guaranteed. APR and other credit terms depend upon credit score and other key financing characteristics, including but not limited to the amount financed, loan term length, and credit usage and history.
      <br><br>
      Unless otherwise specified, all credit and deposit products are provided by LendingClub Bank, N.A., Member FDIC, Equal Housing Lender (“LendingClub Bank”), a wholly-owned subsidiary of LendingClub Corporation, NMLS ID 167439. Credit products are subject to credit approval and may be subject to sufficient investor commitment. Deposit accounts are subject to approval. Only deposit products are FDIC insured.
      <br><br>
Our mailing address is: LendingClub Bank, N.A., 595 Market Street, Suite #200, San Francisco, CA 94105.<br><br>
“LendingClub” and the “LC” symbol are trademarks of LendingClub Bank.<br>
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