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Subject: =?utf-8?Q?Market=20Update=20=2D=20Inside=20Frank=20Gehry=E2=80=99s=20Latest=20Los=20Angeles=20Mega=2DProject=2C=20Stocks=20Rally=20and=20More=21?=
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A look inside real estate from the last week=2C including the Southern Cal=
ifornia housing market=2C real estate=2C finance and more.

https://www.elliman.com/california/sales/detail/512-l-686-83_22133513/620-=
arkell-drive-beverly-hills-ca-90210
https://finance.yahoo.com/
https://www.latimes.com/business/story/2022-06-30/1-billion-grand-complex-=
designed-by-frank-gehry-set-to-open-on-bunker-hill


** Inside Frank Gehry=E2=80=99s latest Los Angeles mega-project (https://w=
ww.latimes.com/business/story/2022-06-30/1-billion-grand-complex-designed-=
by-frank-gehry-set-to-open-on-bunker-hill)
------------------------------------------------------------

Work on the Grand started in late 2018. The project will hit a pivotal mil=
estone in July with the opening of the apartment tower and the 28-story Co=
nrad Los Angeles hotel. The Grand=E2=80=99s expansive shopping and dining=
 component that will include outdoor decks overlooking Disney Concert Hall=
 won=E2=80=99t be done until next year.

https://www.dirt.com/gallery/more-dirt/design/richard-landry-house-brentwo=
od-1203568129/


** Megamansion Architect Richard Landry Gets $18 Million for His Own Brent=
wood Estate (https://www.dirt.com/gallery/more-dirt/design/richard-landry-=
house-brentwood-1203568129/)
------------------------------------------------------------

Richard Landry is probably best known for designing wildly over-the-top es=
tates owned by celebs like Tom Brady and Gisele B=C3=BCndchen=2C Mark Wahl=
berg=2C Sylvester Stallone and others. But in this particular case=2C Land=
ry has just sold his off-market home to JB Perrette=2C the newly minted CE=
O and president of Warner Bros. Discovery Global Streaming and Interactive=
 Entertainment.

https://www.dirt.com/gallery/entertainers/actors/emma-stone-house-malibu-1=
203568607/stone1-2/


** Emma Stone=E2=80=99s Malibu House Quickly Sells to The Abbey Owner (htt=
ps://www.dirt.com/gallery/entertainers/actors/emma-stone-house-malibu-1203=
568607/stone1-2/)
------------------------------------------------------------

Records indicate the buyer is David Cooley =E2=80=94 longtime owner of The=
 Abbey Food & Bar=2C one of the best-known establishments in West Hollywoo=
d =E2=80=94 who forked over $4.4 million for the place=2C or nearly $1.2 m=
illion more than the =E2=80=9CCruella=E2=80=9D and =E2=80=9CLa La Land=E2=
=80=9D star paid for the unchanged property barely four years ago=2C back=
 in May 2018.

https://www.dirt.com/gallery/entertainers/actors/alyson-hannigan-house-enc=
ino-1203567845/


** Alyson Hannigan=E2=80=99s Stunning =E2=80=98This is Us=E2=80=99 House L=
ists for $18 Million (https://www.dirt.com/gallery/entertainers/actors/aly=
son-hannigan-house-encino-1203567845/)
------------------------------------------------------------

Designed by architect Peter Tolkin and built in 2001=2C the concrete=2C wo=
od and glass structure rests on a gated hillside parcel spanning over 3 ac=
res of land dotted with mature oaks and sycamores=2C fruit trees and palms=
=2E There=E2=80=99s a main house=2C plus a one-bedroom guesthouse with its o=
wn kitchen=2C an art studio/gym with full bath and office in 7=2C605 squar=
e feet of living space.

https://www.cnbc.com/2022/06/30/stock-market-futures-open-to-close-news.ht=
ml


** Stocks rally to end the first day of the second half=2C Dow jumps 300 p=
oints (https://www.cnbc.com/2022/06/30/stock-market-futures-open-to-close-=
news.html)
------------------------------------------------------------

Stocks rose on Friday to start the quarter after the S&P 500 closed out it=
s worst first-half performance in decades.The Dow Jones Industrial Average=
 rose 321.83 points=2C or 1.1%=2C to 31=2C097.26. The S&P 500 rose 1.1% to=
 3=2C825.33. The Nasdaq Composite was also up by 0.9% to 11=2C127.85.

https://time.com/6187327/how-to-buy-home-housing-market/


** 4 Tips to Buying a Home in The Current Market (https://time.com/6187327=
/how-to-buy-home-housing-market/)
------------------------------------------------------------

Shopping for a home these days is tough these days. The seeds of the crunc=
h in housing were planted in spring 2020=2C when Americans found themselve=
s unshackled from their commutes and collectively decided the time was rip=
e for a move as they spread out in search of more space. Existing homeowne=
rs opted to stay put too. These are the stories of four buyers who prevail=
ed and how they did it.

https://www.billgrasska.com/
CEO
(310) 890-8283 (tel:3108908283)

https://nicolemanoucheri.com/
Loan Officer
(310) 266-3768 (tel:3102663768)

https://mitchdutko.com/
Loan Officer
(310) 666-7097 (tel:3106667097)

https://greg-knoll.com/
Loan Officer
(310) 489-0818 (tel:3104890818)

https://jeffmilat.com/
Loan Officer
(661) 212-2201 (tel:661-221-2201)

https://www.kimberly-nelson.com/
President - Operations
(310) 779-1819 (tel:(310) 779-1819)

https://robert-kirkland.com/
Loan Officer
(310) 492-7116 (tel:3104927116)

https://mitch-milat.com/
Loan Officer
(424) 290-8294 (tel:424-290-8294)
https://donald-sinclair.com/
Loan Officer
(310) 614-7252 (tel:3106147252)
https://toddstoddard.com/
Loan Officer
(310) 567-1450 (tel:3105671450)

https://www.paulbaldecchi.com/
President - Finance
(310) 422-2654 (tel:3104222654)

https://patricia-white.com/
Loan Officer
(661) 803-4978 (tel:3106261709)

https://marilyn-hutchinson.com/
Loan Officer
(310) 991-8516 (tel:3109918516)

https://aleksey-tokhner.com/
Loan Officer
(310) 619-1709 (tel:3106191709)

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** Website (https://www.rivierafinancial.com/)
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                                    <a href=3D"https://rivierafinancial.us=
8.list-manage.com/track/click?u=3Dec321799a0bd24206a5f5d375&id=3D000160ff7=
9&e=3D4effbc2612" title=3D"" class=3D"" target=3D"_blank" style=3D"mso-li=
ne-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjus=
t: 100%;">
                                        <img align=3D"center" alt=3D"" src=
=3D"https://mcusercontent.com/ec321799a0bd24206a5f5d375/images/36d1e8a1-ab=
97-5171-3338-6e8b42c38a3c.jpg" width=3D"600" style=3D"max-width: 1425px;pa=
dding-bottom: 0;display: inline !important;vertical-align: bottom;border:=
 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode=
: bicubic;" class=3D"mcnImage">
                                    </a>

                            </td>
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            </tr>
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</table></td>
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                                    </table>
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templateBody" style=3D"background:#FFFFFF none no-repeat center/cover;mso-=
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at: no-repeat;background-position: center;background-size: cover;border-to=
p: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 9px;">
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ellspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
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dth=3D"600" style=3D"width:600px;">
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ellpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"templateContain=
er" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rsp=
ace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-wid=
th: 600px !important;">
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                                            <td valign=3D"top" class=3D"bo=
dyContainer" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust:=
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0" cellspacing=3D"0" width=3D"100%" class=3D"mcnCaptionBlock" style=3D"bor=
der-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnCaptionBlockOuter">
        <tr>
            <td class=3D"mcnCaptionBlockInner" valign=3D"top" style=3D"pad=
ding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;">


<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnCaptionBottomContent" width=3D"282" style=3D"border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnCaptionBottomImageContent" align=3D"center" valign=
=3D"top" style=3D"padding: 0 9px 9px 9px;mso-line-height-rule: exactly;-ms=
-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3Da625c8e1f2&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/5b22e20f-e1e6-d66a-58df-2fab7f09fc1d.jpg" width=3D"264"=
 style=3D"max-width: 470px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 0 9p=
x 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;word-break: break-word;color: #202020;font-family: H=
elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"282=
">
            <h3 style=3D"display: block;margin: 0;padding: 0;color: #20202=
0;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: b=
old;line-height: 125%;letter-spacing: normal;text-align: left;"><a href=3D=
"https://rivierafinancial.us8.list-manage.com/track/click?u=3Dec321799a0bd=
24206a5f5d375&id=3D1c9bd81e16&e=3D4effbc2612" style=3D"color: #000;text-d=
ecoration: none !important;font-weight: bold;text-transform: capitalize;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;" target=3D"_blank">Inside Frank Gehry=E2=80=99s latest Los An=
geles mega-project </a></h3>

<p style=3D"margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-fa=
mily: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Work=
 on the Grand started in late 2018. The project will hit a pivotal milesto=
ne in July with the opening of the apartment tower and the 28-story Conrad=
 Los Angeles hotel. The Grand=E2=80=99s expansive shopping and dining comp=
onent that will include outdoor decks overlooking Disney Concert Hall won=
=E2=80=99t be done until next year.</p>

        </td>
    </tr>
</tbody></table>

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnCaptionBottomContent" width=3D"282" style=3D"border-collapse: co=
llapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnCaptionBottomImageContent" align=3D"center" valign=
=3D"top" style=3D"padding: 0 9px 9px 9px;mso-line-height-rule: exactly;-ms=
-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3Dc5bf3718e5&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/286d5af6-18d1-d847-41e1-07ea0fab5f4f.jpg" width=3D"264"=
 style=3D"max-width: 470px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 0 9p=
x 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;word-break: break-word;color: #202020;font-family: H=
elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"282=
">
            <h3 style=3D"display: block;margin: 0;padding: 0;color: #20202=
0;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: b=
old;line-height: 125%;letter-spacing: normal;text-align: left;"><a href=3D=
"https://rivierafinancial.us8.list-manage.com/track/click?u=3Dec321799a0bd=
24206a5f5d375&id=3De7fbb24392&e=3D4effbc2612" style=3D"color: #000;text-d=
ecoration: none !important;font-weight: bold;text-transform: capitalize;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;" target=3D"_blank">Megamansion Architect Richard Landry Gets=
 $18 Million for His Own Brentwood Estate</a></h3>

<p style=3D"margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-fa=
mily: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Richa=
rd Landry is probably best known for designing wildly over-the-top estates=
 owned by celebs like Tom Brady and Gisele B=C3=BCndchen=2C Mark Wahlberg=
=2C Sylvester Stallone and others. But in this particular case=2C Landry h=
as just sold his off-market home to JB Perrette=2C the newly minted CEO an=
d president of Warner Bros. Discovery Global Streaming and Interactive Ent=
ertainment.</p>

        </td>
    </tr>
</tbody></table>





            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnCaptionBlock" style=3D"border-collapse: collapse;mso-tabl=
e-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-tex=
t-size-adjust: 100%;">
    <tbody class=3D"mcnCaptionBlockOuter">
        <tr>
            <td class=3D"mcnCaptionBlockInner" valign=3D"top" style=3D"pad=
ding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;">


<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnCaptionBottomContent" width=3D"282" style=3D"border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnCaptionBottomImageContent" align=3D"center" valign=
=3D"top" style=3D"padding: 0 9px 9px 9px;mso-line-height-rule: exactly;-ms=
-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D3b9c0fed95&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/d511c30d-7b51-bfed-634c-f071a78d5418.jpg" width=3D"264"=
 style=3D"max-width: 470px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 0 9p=
x 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;word-break: break-word;color: #202020;font-family: H=
elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"282=
">
            <h3 style=3D"display: block;margin: 0;padding: 0;color: #20202=
0;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: b=
old;line-height: 125%;letter-spacing: normal;text-align: left;"><a href=3D=
"https://rivierafinancial.us8.list-manage.com/track/click?u=3Dec321799a0bd=
24206a5f5d375&id=3D5abb3aa72a&e=3D4effbc2612" style=3D"color: #000;text-d=
ecoration: none !important;font-weight: bold;text-transform: capitalize;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;" target=3D"_blank">Emma Stone=E2=80=99s Malibu House Quickly=
 Sells to The Abbey Owner</a></h3>

<p style=3D"margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-fa=
mily: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Recor=
ds indicate the buyer is David Cooley =E2=80=94 longtime owner of The Abbe=
y Food &amp; Bar=2C one of the best-known establishments in West Hollywood=
 =E2=80=94 who forked over $4.4 million for the place=2C or nearly $1.2 mi=
llion more than the =E2=80=9CCruella=E2=80=9D and =E2=80=9CLa La Land=E2=
=80=9D star paid for the unchanged property barely four years ago=2C back=
 in May 2018.</p>

        </td>
    </tr>
</tbody></table>

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnCaptionBottomContent" width=3D"282" style=3D"border-collapse: co=
llapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnCaptionBottomImageContent" align=3D"center" valign=
=3D"top" style=3D"padding: 0 9px 9px 9px;mso-line-height-rule: exactly;-ms=
-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3Dead3159089&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/25faddd3-ef8d-c9dd-8cd2-c3e642838344.jpg" width=3D"264"=
 style=3D"max-width: 470px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 0 9p=
x 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;word-break: break-word;color: #202020;font-family: H=
elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"282=
">
            <h3 style=3D"display: block;margin: 0;padding: 0;color: #20202=
0;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: b=
old;line-height: 125%;letter-spacing: normal;text-align: left;"><a href=3D=
"https://rivierafinancial.us8.list-manage.com/track/click?u=3Dec321799a0bd=
24206a5f5d375&id=3Ddc2e61cad1&e=3D4effbc2612" style=3D"color: #000;text-d=
ecoration: none !important;font-weight: bold;text-transform: capitalize;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;" target=3D"_blank">Alyson Hannigan=E2=80=99s Stunning =E2=80=
=98This is Us=E2=80=99 House Lists for $18 Million</a></h3>

<p style=3D"margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-fa=
mily: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Desig=
ned by architect Peter Tolkin and built in 2001=2C the concrete=2C wood an=
d glass structure rests on a gated hillside parcel spanning over 3 acres o=
f land dotted with mature oaks and sycamores=2C fruit trees and palms. The=
re=E2=80=99s a main house=2C plus a one-bedroom guesthouse with its own ki=
tchen=2C an art studio/gym with full bath and office in 7=2C605 square fee=
t of living space.</p>

        </td>
    </tr>
</tbody></table>





            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnCaptionBlock" style=3D"border-collapse: collapse;mso-tabl=
e-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-tex=
t-size-adjust: 100%;">
    <tbody class=3D"mcnCaptionBlockOuter">
        <tr>
            <td class=3D"mcnCaptionBlockInner" valign=3D"top" style=3D"pad=
ding: 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;">


<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnCaptionBottomContent" width=3D"282" style=3D"border-collapse: col=
lapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 10=
0%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnCaptionBottomImageContent" align=3D"center" valign=
=3D"top" style=3D"padding: 0 9px 9px 9px;mso-line-height-rule: exactly;-ms=
-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3De8663cdcac&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/f76fea79-0ca1-e080-f8af-bf4884d9d1fa.jpg" width=3D"264"=
 style=3D"max-width: 470px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 0 9p=
x 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;word-break: break-word;color: #202020;font-family: H=
elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"282=
">
            <h3 style=3D"display: block;margin: 0;padding: 0;color: #20202=
0;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: b=
old;line-height: 125%;letter-spacing: normal;text-align: left;"><a href=3D=
"https://rivierafinancial.us8.list-manage.com/track/click?u=3Dec321799a0bd=
24206a5f5d375&id=3D2c4230e756&e=3D4effbc2612" style=3D"color: #000;text-d=
ecoration: none !important;font-weight: bold;text-transform: capitalize;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;" target=3D"_blank">Stocks rally to end the first day of the s=
econd half=2C Dow jumps 300 points </a></h3>

<p style=3D"margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-fa=
mily: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Stock=
s rose on Friday to start the quarter after the S&amp;P 500 closed out its=
 worst first-half performance in decades.The Dow Jones Industrial Average=
 rose 321.83 points=2C or 1.1%=2C to 31=2C097.26. The S&amp;P 500 rose 1.1=
% to 3=2C825.33. The Nasdaq Composite was also up by 0.9% to 11=2C127.85.<=
/p>

        </td>
    </tr>
</tbody></table>

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnCaptionBottomContent" width=3D"282" style=3D"border-collapse: co=
llapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnCaptionBottomImageContent" align=3D"center" valign=
=3D"top" style=3D"padding: 0 9px 9px 9px;mso-line-height-rule: exactly;-ms=
-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3De5a405ce5c&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/113c19ae-93ec-40f1-5a65-0b192368bed5.jpg" width=3D"264"=
 style=3D"max-width: 470px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

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    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 0 9p=
x 0 9px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;word-break: break-word;color: #202020;font-family: H=
elvetica;font-size: 16px;line-height: 150%;text-align: left;" width=3D"282=
">
            <h3 style=3D"display: block;margin: 0;padding: 0;color: #20202=
0;font-family: Helvetica;font-size: 20px;font-style: normal;font-weight: b=
old;line-height: 125%;letter-spacing: normal;text-align: left;"><a href=3D=
"https://rivierafinancial.us8.list-manage.com/track/click?u=3Dec321799a0bd=
24206a5f5d375&id=3D85477a2d47&e=3D4effbc2612" style=3D"color: #000;text-d=
ecoration: none !important;font-weight: bold;text-transform: capitalize;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;" target=3D"_blank">4 Tips to Buying a Home in The Current Mar=
ket</a></h3>

<p style=3D"margin: 10px 0;padding: 0;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #202020;font-fa=
mily: Helvetica;font-size: 16px;line-height: 150%;text-align: left;">Shopp=
ing for a home these days is tough these days. The seeds of the crunch in=
 housing were planted in spring 2020=2C when Americans found themselves un=
shackled from their commutes and collectively decided the time was ripe fo=
r a move as they spread out in search of more space. Existing homeowners o=
pted to stay put too. These are the stories of four buyers who prevailed a=
nd how they did it.</p>

        </td>
    </tr>
</tbody></table>





            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
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it-text-size-adjust: 100%;">
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g=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"min-width: 100%;border-t=
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table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100=
%;">
                    <tbody><tr>
                        <td style=3D"mso-line-height-rule: exactly;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
                        </td>
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                </tbody></table>
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ht:0; margin-bottom:0; margin-left:0;" />
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                                        <img align=3D"center" alt=3D"" src=
=3D"https://mcusercontent.com/ec321799a0bd24206a5f5d375/images/616ce99e-4c=
0a-3806-63c1-2e1a565ddc71.png" width=3D"564" style=3D"max-width: 700px;pad=
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;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode:=
 bicubic;" class=3D"mcnImage">


                            </td>
                        </tr>
                    </tbody></table>
                </td>
            </tr>
    </tbody>
</table></td>
                                        </tr>
                                    </table>
                                    <!--[if (gte mso 9)|(IE)]>
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t-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-width: 600px !impor=
tant;">
                                        <tr>
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o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;">
                                                <!--[if (gte mso 9)|(IE)]=
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er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"200" class=3D"column=
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e-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                    <tr>
                                                        <td valign=3D"top"=
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-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnImageCardBloc=
k" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspa=
ce: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D49288efa98&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/9b7e8402-2fce-8476-2a5f-b0a4fff69972.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            CEO<br>
<a href=3D"tel:3108908283" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 890-8283</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D379849210e&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/36ecd7e0-2c7c-c495-672a-9a32a5c8e434.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3102663768" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 266-3768</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D4b76cdc2c4&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/54c575d3-f691-450b-f7bc-9cfd66b641f2.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3106667097" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 666-7097</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D19cea55d9a&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/a1dde896-c211-c638-7bd0-8e755b3f9158.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3104890818" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 489-0818</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D6a17077450&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/b2f5dac8-a294-5a84-7977-45a8e76b6091.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:661-221-2201" style=3D"mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor:=
 default;text-decoration: underline;font-weight: normal;">(661) 212-2201</=
a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table></td>
                                                    </tr>
                                                </table>
                                                <!--[if (gte mso 9)|(IE)]=
>
                                                </td>
                                                <td align=3D"center" valig=
n=3D"top" width=3D"200" style=3D"width:200px;">
                                                <![endif]-->
                                                <table align=3D"left" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"200" class=3D"column=
Wrapper" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-tabl=
e-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                    <tr>
                                                        <td valign=3D"top"=
 class=3D"columnContainer" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnImageCardBloc=
k" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspa=
ce: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D063cbc7151&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/5f478d7b-1f9d-75cc-ec0a-f19004c2b16a.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            President - Operations<br>
<a href=3D"tel:(310) 779-1819" style=3D"mso-line-height-rule: exactly;-ms-=
text-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;curso=
r: default;text-decoration: underline;font-weight: normal;">(310) 779-1819=
</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D2596e4f0cc&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/3b9edbb7-7701-1a6d-615c-9b1ea7226a3e.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3104927116" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 492-7116</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D09a3bc573b&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/79ad68de-a04a-4e7f-a54d-6666443c8daf.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:424-290-8294" style=3D"mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor:=
 default;text-decoration: underline;font-weight: normal;">(424) 290-8294</=
a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D83a793382f&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/2da692ab-719e-b90f-9539-4856b422bb88.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3106147252" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 614-7252</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D87189bc007&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/cf4927a6-48c7-735e-93bd-22dcd89eacb6.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3105671450" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 567-1450</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table></td>
                                                    </tr>
                                                </table>
                                                <!--[if (gte mso 9)|(IE)]=
>
                                                </td>
                                                <td align=3D"center" valig=
n=3D"top" width=3D"200" style=3D"width:200px;">
                                                <![endif]-->
                                                <table align=3D"left" bord=
er=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"200" class=3D"column=
Wrapper" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-tabl=
e-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                    <tr>
                                                        <td valign=3D"top"=
 class=3D"columnContainer" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;"><table border=3D"0" ce=
llpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnImageCardBloc=
k" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspa=
ce: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3D501bb15126&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/c98a9b1f-0678-d5f2-183d-c1bc4e336c5f.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            President - Finance<br>
<a href=3D"tel:3104222654" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 422-2654</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3Dddc519b8fa&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/c2c776ff-8493-5fcf-0f7a-bddd250d409c.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3106261709" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(661) 803-4978</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"right" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cl=
ass=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3Da6369bace2&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/f64b0347-cf22-864a-8201-c9d7192c767b.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3109918516" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 991-8516</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnImageCardBlock" style=3D"border-collapse: collapse;mso-ta=
ble-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-t=
ext-size-adjust: 100%;">
    <tbody class=3D"mcnImageCardBlockOuter">
        <tr>
            <td class=3D"mcnImageCardBlockInner" valign=3D"top" style=3D"p=
adding-top: 9px;padding-right: 18px;padding-bottom: 9px;padding-left: 18px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">

<table align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" cla=
ss=3D"mcnImageCardBottomContent" width=3D"100%" style=3D"border-collapse:=
 collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td class=3D"mcnImageCardBottomImageContent" align=3D"left" valign=
=3D"top" style=3D"padding-top: 0px;padding-right: 0px;padding-bottom: 0;pa=
dding-left: 0px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-=
webkit-text-size-adjust: 100%;">


            <a href=3D"https://rivierafinancial.us8.list-manage.com/track/=
click?u=3Dec321799a0bd24206a5f5d375&id=3Db2a2ca86a4&e=3D4effbc2612" title=
=3D"" class=3D"" target=3D"_blank" style=3D"mso-line-height-rule: exactly;=
-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">


            <img alt=3D"" src=3D"https://mcusercontent.com/ec321799a0bd242=
06a5f5d375/images/94187db9-cfca-61c9-550a-10816e22e66d.jpg" width=3D"164"=
 style=3D"max-width: 384px;border: 0;height: auto;outline: none;text-decor=
ation: none;-ms-interpolation-mode: bicubic;vertical-align: bottom;" class=
=3D"mcnImage">
            </a>

        </td>
    </tr>
    <tr>
        <td class=3D"mcnTextContent" valign=3D"top" style=3D"padding: 9px=
 18px;font-family: Helvetica;font-size: 12px;font-weight: normal;text-alig=
n: center;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit=
-text-size-adjust: 100%;word-break: break-word;color: #202020;line-height:=
 150%;" width=3D"146">
            Loan Officer<br>
<a href=3D"tel:3106191709" style=3D"mso-line-height-rule: exactly;-ms-text=
-size-adjust: 100%;-webkit-text-size-adjust: 100%;color: #007C89;cursor: d=
efault;text-decoration: underline;font-weight: normal;">(310) 619-1709</a>
        </td>
    </tr>
</tbody></table>




            </td>
        </tr>
    </tbody>
</table></td>
                                                    </tr>
                                                </table>
                                                <!--[if (gte mso 9)|(IE)]=
>
                                                </td>
                                                </tr>
                                                </table>
                                                <![endif]-->
                                            </td>
                                        </tr>
                                    </table>
                                </td>
                            </tr>
                            <tr>
                                <td align=3D"center" valign=3D"top" id=3D"=
templateFooter" style=3D"background:#FAFAFA none no-repeat center/cover;ms=
o-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-a=
djust: 100%;background-color: #FAFAFA;background-image: none;background-re=
peat: no-repeat;background-position: center;background-size: cover;border-=
top: 0;border-bottom: 0;padding-top: 9px;padding-bottom: 9px;">
                                    <!--[if (gte mso 9)|(IE)]>
                                    <table align=3D"center" border=3D"0" c=
ellspacing=3D"0" cellpadding=3D"0" width=3D"600" style=3D"width:600px;">
                                    <tr>
                                    <td align=3D"center" valign=3D"top" wi=
dth=3D"600" style=3D"width:600px;">
                                    <![endif]-->
                                    <table align=3D"center" border=3D"0" c=
ellpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"templateContain=
er" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rsp=
ace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;max-wid=
th: 600px !important;">
                                        <tr>
                                            <td valign=3D"top" class=3D"fo=
oterContainer" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust=
: 100%;-webkit-text-size-adjust: 100%;"><table border=3D"0" cellpadding=3D=
"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnImageBlock" style=3D"min-=
width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspa=
ce: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnImageBlockOuter">
            <tr>
                <td valign=3D"top" style=3D"padding: 9px;mso-line-height-r=
ule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" c=
lass=3D"mcnImageBlockInner">
                    <table align=3D"left" width=3D"100%" border=3D"0" cell=
padding=3D"0" cellspacing=3D"0" class=3D"mcnImageContentContainer" style=
=3D"min-width: 100%;border-collapse: collapse;mso-table-lspace: 0pt;mso-ta=
ble-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;=
">
                        <tbody><tr>
                            <td class=3D"mcnImageContent" valign=3D"top" s=
tyle=3D"padding-right: 9px;padding-left: 9px;padding-top: 0;padding-bottom=
: 0;text-align: center;mso-line-height-rule: exactly;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;">


                                        <img align=3D"center" alt=3D"" src=
=3D"https://mcusercontent.com/ec321799a0bd24206a5f5d375/images/453c5aaf-7a=
4c-9429-d015-9c63750903e8.png" width=3D"564" style=3D"max-width: 1789px;pa=
dding-bottom: 0;display: inline !important;vertical-align: bottom;border:=
 0;height: auto;outline: none;text-decoration: none;-ms-interpolation-mode=
: bicubic;" class=3D"mcnImage">


                            </td>
                        </tr>
                    </tbody></table>
                </td>
            </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnDividerBlock" style=3D"min-width: 100%;border-collapse: c=
ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;">
    <tbody class=3D"mcnDividerBlockOuter">
        <tr>
            <td class=3D"mcnDividerBlockInner" style=3D"min-width: 100%;pa=
dding: 18px;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webk=
it-text-size-adjust: 100%;">
                <table class=3D"mcnDividerContent" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"min-width: 100%;border-t=
op: 2px solid #EAEAEA;border-collapse: collapse;mso-table-lspace: 0pt;mso-=
table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100=
%;">
                    <tbody><tr>
                        <td style=3D"mso-line-height-rule: exactly;-ms-tex=
t-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                            <span></span>
                        </td>
                    </tr>
                </tbody></table>
<!--
                <td class=3D"mcnDividerBlockInner" style=3D"padding: 18px;=
">
                <hr class=3D"mcnDividerContent" style=3D"border-bottom-col=
or:none; border-left-color:none; border-right-color:none; border-bottom-wi=
dth:0; border-left-width:0; border-right-width:0; margin-top:0; margin-rig=
ht:0; margin-bottom:0; margin-left:0;" />
-->
            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnFollowBlock" style=3D"min-width: 100%;border-collapse: co=
llapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;">
    <tbody class=3D"mcnFollowBlockOuter">
        <tr>
            <td align=3D"center" valign=3D"top" style=3D"padding: 9px;mso-=
line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-size-adj=
ust: 100%;" class=3D"mcnFollowBlockInner">
                <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" wi=
dth=3D"100%" class=3D"mcnFollowContentContainer" style=3D"min-width: 100%;=
border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-=
text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
    <tbody><tr>
        <td align=3D"center" style=3D"padding-left: 9px;padding-right: 9px=
;mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%" style=3D"min-width: 100%;border-collapse: collapse;mso-table-lsp=
ace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-siz=
e-adjust: 100%;" class=3D"mcnFollowContent">
                <tbody><tr>
                    <td align=3D"center" valign=3D"top" style=3D"padding-t=
op: 9px;padding-right: 9px;padding-left: 9px;mso-line-height-rule: exactly=
;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                        <table align=3D"center" border=3D"0" cellpadding=
=3D"0" cellspacing=3D"0" style=3D"border-collapse: collapse;mso-table-lspa=
ce: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size=
-adjust: 100%;">
                            <tbody><tr>
                                <td align=3D"center" valign=3D"top" style=
=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 100%;-webkit-text-=
size-adjust: 100%;">
                                    <!--[if mso]>
                                    <table align=3D"center" border=3D"0" c=
ellspacing=3D"0" cellpadding=3D"0">
                                    <tr>
                                    <![endif]-->

                                        <!--[if mso]>
                                        <td align=3D"center" valign=3D"top=
">
                                        <![endif]-->


                                            <table align=3D"left" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"display: inline;border=
-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-s=
ize-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                <tbody><tr>
                                                    <td valign=3D"top" sty=
le=3D"padding-right: 10px;padding-bottom: 9px;mso-line-height-rule: exactl=
y;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class=3D"mcn=
FollowContentItemContainer">
                                                        <table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnFollowCon=
tentItem" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-tab=
le-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"=
>
                                                            <tbody><tr>
                                                                <td align=
=3D"left" valign=3D"middle" style=3D"padding-top: 5px;padding-right: 10px;=
padding-bottom: 5px;padding-left: 9px;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                                    <table=
 align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspac=
e: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                                        <t=
body><tr>

                                                                         =
       <td align=3D"center" valign=3D"middle" width=3D"24" class=3D"mcnFol=
lowIconContent" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjus=
t: 100%;-webkit-text-size-adjust: 100%;">
                                                                         =
           <a href=3D"https://rivierafinancial.us8.list-manage.com/track/c=
lick?u=3Dec321799a0bd24206a5f5d375&id=3D284751f54b&e=3D4effbc2612" target=
=3D"_blank" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;"><img src=3D"https://cdn-images.mailch=
imp.com/icons/social-block-v2/dark-instagram-48.png" alt=3D"Instagram" sty=
le=3D"display: block;border: 0;height: auto;outline: none;text-decoration:=
 none;-ms-interpolation-mode: bicubic;" height=3D"24" width=3D"24" class=
=3D""></a>
                                                                         =
       </td>


                                                                        </=
tr>
                                                                    </tbod=
y></table>
                                                                </td>
                                                            </tr>
                                                        </tbody></table>
                                                    </td>
                                                </tr>
                                            </tbody></table>

                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                        <!--[if mso]>
                                        <td align=3D"center" valign=3D"top=
">
                                        <![endif]-->


                                            <table align=3D"left" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"display: inline;border=
-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-s=
ize-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                <tbody><tr>
                                                    <td valign=3D"top" sty=
le=3D"padding-right: 10px;padding-bottom: 9px;mso-line-height-rule: exactl=
y;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class=3D"mcn=
FollowContentItemContainer">
                                                        <table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnFollowCon=
tentItem" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-tab=
le-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"=
>
                                                            <tbody><tr>
                                                                <td align=
=3D"left" valign=3D"middle" style=3D"padding-top: 5px;padding-right: 10px;=
padding-bottom: 5px;padding-left: 9px;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                                    <table=
 align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspac=
e: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                                        <t=
body><tr>

                                                                         =
       <td align=3D"center" valign=3D"middle" width=3D"24" class=3D"mcnFol=
lowIconContent" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjus=
t: 100%;-webkit-text-size-adjust: 100%;">
                                                                         =
           <a href=3D"https://rivierafinancial.us8.list-manage.com/track/c=
lick?u=3Dec321799a0bd24206a5f5d375&id=3Deff93eebe7&e=3D4effbc2612" target=
=3D"_blank" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;"><img src=3D"https://cdn-images.mailch=
imp.com/icons/social-block-v2/dark-facebook-48.png" alt=3D"Facebook" style=
=3D"display: block;border: 0;height: auto;outline: none;text-decoration: n=
one;-ms-interpolation-mode: bicubic;" height=3D"24" width=3D"24" class=3D"=
"></a>
                                                                         =
       </td>


                                                                        </=
tr>
                                                                    </tbod=
y></table>
                                                                </td>
                                                            </tr>
                                                        </tbody></table>
                                                    </td>
                                                </tr>
                                            </tbody></table>

                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                        <!--[if mso]>
                                        <td align=3D"center" valign=3D"top=
">
                                        <![endif]-->


                                            <table align=3D"left" border=
=3D"0" cellpadding=3D"0" cellspacing=3D"0" style=3D"display: inline;border=
-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-s=
ize-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                <tbody><tr>
                                                    <td valign=3D"top" sty=
le=3D"padding-right: 0;padding-bottom: 9px;mso-line-height-rule: exactly;-=
ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;" class=3D"mcnFol=
lowContentItemContainer">
                                                        <table border=3D"0=
" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%" class=3D"mcnFollowCon=
tentItem" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-tab=
le-rspace: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;"=
>
                                                            <tbody><tr>
                                                                <td align=
=3D"left" valign=3D"middle" style=3D"padding-top: 5px;padding-right: 10px;=
padding-bottom: 5px;padding-left: 9px;mso-line-height-rule: exactly;-ms-te=
xt-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                                    <table=
 align=3D"left" border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"=
" style=3D"border-collapse: collapse;mso-table-lspace: 0pt;mso-table-rspac=
e: 0pt;-ms-text-size-adjust: 100%;-webkit-text-size-adjust: 100%;">
                                                                        <t=
body><tr>

                                                                         =
       <td align=3D"center" valign=3D"middle" width=3D"24" class=3D"mcnFol=
lowIconContent" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjus=
t: 100%;-webkit-text-size-adjust: 100%;">
                                                                         =
           <a href=3D"https://rivierafinancial.us8.list-manage.com/track/c=
lick?u=3Dec321799a0bd24206a5f5d375&id=3D54f948d50f&e=3D4effbc2612" target=
=3D"_blank" style=3D"mso-line-height-rule: exactly;-ms-text-size-adjust: 1=
00%;-webkit-text-size-adjust: 100%;"><img src=3D"https://cdn-images.mailch=
imp.com/icons/social-block-v2/dark-link-48.png" alt=3D"Website" style=3D"d=
isplay: block;border: 0;height: auto;outline: none;text-decoration: none;-=
ms-interpolation-mode: bicubic;" height=3D"24" width=3D"24" class=3D""></a=
>
                                                                         =
       </td>


                                                                        </=
tr>
                                                                    </tbod=
y></table>
                                                                </td>
                                                            </tr>
                                                        </tbody></table>
                                                    </td>
                                                </tr>
                                            </tbody></table>

                                        <!--[if mso]>
                                        </td>
                                        <![endif]-->

                                    <!--[if mso]>
                                    </tr>
                                    </table>
                                    <![endif]-->
                                </td>
                            </tr>
                        </tbody></table>
                    </td>
                </tr>
            </tbody></table>
        </td>
    </tr>
</tbody></table>

            </td>
        </tr>
    </tbody>
</table><table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"1=
00%" class=3D"mcnDividerBlock" style=3D"min-width: 100%;border-collapse: c=
ollapse;mso-table-lspace: 0pt;mso-table-rspace: 0pt;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;table-layout: fixed !important;">
    <tbody class=3D"mcnDividerBlockOuter">
        <tr>
            <td class=3D"mcnDividerBlockInner" style=3D"min-width: 100%;pa=
dding: 10px 18px 25px;mso-line-height-rule: exactly;-ms-text-size-adjust:=
 100%;-webkit-text-size-adjust: 100%;">
                <table class=3D"mcnDividerContent" border=3D"0" cellpaddin=
g=3D"0" cellspacing=3D"0" width=3D"100%" style=3D"min-width: 100%;border-t=
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