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  </head>

  <body style=3D"margin: 0 auto; padding:0px;" bgcolor=3D"#f2f2f2" id=3D"b=
ody">
    <!--
-->
    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"=
 align=3D"center" role=3D"presentation">
      <tbody>
        <tr>
          <td align=3D"center" valign=3D"middle" bgcolor=3D"#f2f2f2">
            <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0" width=
=3D"640" align=3D"center" class=3D"table-full" role=3D"presentation" style=
=3D"min-width:320px; max-width:640px;">
              <tbody id=3D"base">


                <tr>
                  <td align=3D"center" valign=3D"middle">

                    <table width=3D"640" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" align=3D"center" class=3D"table" style=3D"max-width:640px;"=
 role=3D"presentation">
                      <tbody>
                        <tr>

                          <th align=3D"center" valign=3D"top" class=3D"col=
drop" style=3D"font-weight:normal;" width=3D"500">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0">
                              <tbody>
                                <tr>
                                  <td valign=3D"top" align=3D"left" style=
=3D"font-family:'pp-sans-small-regular', Tahoma, Arial, sans-serif; font-si=
ze:12px; color:#666666; padding: 10px 10px 10px 10px;"><b><span style=3D"fo=
nt-family:'pp-sans-small-regular', Tahoma, Arial, sans-serif; font-size:12p=
x; color:#666666;">Andrew Sterling</span></b><span style=3D"font-family:'pp=
-sans-small-regular', Tahoma, Arial, sans-serif; font-size:12px; color:#666=
666;"></span><span style=3D"font-family:'pp-sans-small-regular', Tahoma, Ar=
ial, sans-serif; font-size:12px; color:#666666;">, stay informed about your=
 account updates</span></td>
                                </tr>
                              </tbody>
                            </table>
                          </th>
                          <th align=3D"center" valign=3D"top" class=3D"col=
drop" style=3D"font-weight:normal;" width=3D"75">
                            <table width=3D"100%" border=3D"0" cellspacing=
=3D"0" cellpadding=3D"0">
                              <tbody>
                                <tr>
                                  <td valign=3D"top" align=3D"right" style=
=3D"font-family:'pp-sans-small-regular', Tahoma, Arial, sans-serif; font-si=
ze:12px; color:#666666; white-space: nowrap; padding: 10px 10px 10px 0;" cl=
ass=3D"view-online_ltr"><a style=3D"font-family:'pp-sans-small-regular', Ta=
homa, Arial, sans-serif; color:#666666;text-decoration:underline;" href=3D"=
https://epl=2Epaypal-communication=2Ecom/H/2/v600000181b6ee9e49c3ff846e966a=
31b0/22e6739e-4693-439e-9645-864d6e7a1769/HTML" target=3D"_blank">View Onli=
ne</a>
                                  </td>
                                </tr>
                              </tbody>
                            </table>
                          </th>
                        </tr>
                      </tbody>
                    </table>
                  </td>
                </tr>
                <tr>
                  <td align=3D"left" valign=3D"middle" bgcolor=3D"#009cde"=
>

                    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" align=3D"center" style=3D"min-width:320px;" role=3D"presen=
tation">
                      <tbody>
                        <tr>
                          <td align=3D"left" valign=3D"middle" style=3D"pa=
dding:10px 60px 10px 60px;">

                            <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" align=3D"left" role=3D"presentation">
                              <tbody>
                                <tr>
                                  <td align=3D"left" valign=3D"middle" hei=
ght=3D"70" style=3D"vertical-align: middle;">

                                    <a href=3D"https://epl=2Epaypal-commun=
ication=2Ecom/T/v600000181b6ee9e49c3ff846e966a31b0/22e6739e4693439e0000021e=
f3a0bcc2/22e6739e-4693-439e-9645-864d6e7a1769?__dU__=3Dv0oQlZ2XmHtXgxjjiWvq=
At6oUbloqyA_uK" target=3D"_blank" style=3D"text-decoration: none;">
                                      <img src=3D"https://images=2Ectfasse=
ts=2Enet/7rifqg28wcbd/6qlMCWAGoKweu8zLqSGXJi/f4ff0bfdc419007beab64682512a08=
00/PayPal_logo_white=2Epng" alt=3D"PayPal" title=3D"PayPal" height=3D"50" b=
order=3D"0" style=3D"display:block; font-family:'pp-sans-big-medium', Tahom=
a, Arial, sans-serif; font-size:32px; color:#ffffff;"></a>

                                  </td>
                                </tr>
                              </tbody>
                            </table>

                          </td>
                        </tr>
                        <tr>
                          <td align=3D"center" valign=3D"middle" style=3D"=
padding:0px 0px 0px 0px; vertical-align: middle; line-height: 1px;">

                            <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" align=3D"center" role=3D"presentation">
                              <tbody>
                                <tr>
                                  <td align=3D"center" valign=3D"middle" h=
eight=3D"1" style=3D"vertical-align: middle; line-height: 1px;">

                                    <img src=3D"https://images=2Ectfassets=
=2Enet/7rifqg28wcbd/2ruGYcOnFOU0sbeqbn4bct/1f9e9b5a01631851f87c61c3a3e60d75=
/headergrad_oncolor=2Epng" alt=3D"" height=3D"1" border=3D"0" style=3D"disp=
lay:block;" class=3D"header-border">

                                  </td>
                                </tr>
                              </tbody>
                            </table>

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>
                <tr>
                  <td align=3D"left" valign=3D"middle" bgcolor=3D"#F5F7FB"=
 style=3D"background-color: rgb(245, 247, 251); padding: 40px 60px 50px;">
                    <table width=3D"520" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" align=3D"left" class=3D"table-sm" style=3D"min-width:280px;=
 max-width: 520px;" role=3D"presentation">
                      <tbody>
                        <tr>
                          <td align=3D"left" valign=3D"middle" style=3D"pa=
dding-bottom:20px;">
                            <h1 style=3D"margin: 0px; font-family: pp-sans=
-big-light, Tahoma, Arial, sans-serif; font-weight: normal; font-size: 40px=
; line-height: 1=2E3; color: rgb(44, 46, 47);">Updates to your PayPal Accou=
nt</h1>

                          </td>
                        </tr>
                      <tr>
                          <td align=3D"left" valign=3D"middle">
                            <p style=3D"margin: 0px; font-family: pp-sans-=
small-regular, Tahoma, Arial, sans-serif; font-size: 18px; line-height: 1=
=2E5; color: rgb(108, 115, 120);">Hi Andrew Sterling,<br>We want to make yo=
u aware of recent changes that are relevant for your PayPal account=2E Your=
 updates are summarized below=2E</p>
                          </td>
                        </tr>
                       =20

                       =20
                       =20
                       =20
                      </tbody>
                    </table>
                  </td>
                </tr>
				 =20
<!---Legal, Pricing and Prod module starts----->				 =20

				 =20
				 =20



<!------ Legal and Pricing Section Starts-------->


<tr>
                  <td align=3D"center" valign=3D"middle" style=3D"padding:=
0px 0px 0px 0px; background-color:#ffffff;" bgcolor=3D"#ffffff">

                    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" align=3D"center" style=3D"max-width: 640px;" role=3D"prese=
ntation">
                      <tbody>
                        <tr>
                          <td align=3D"center" valign=3D"middle">
                            <img src=3D"https://images=2Ectfassets=2Enet/7=
rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/61b1ee3576f0473ea04f86166fc8f4b1/spacer=
=2Egif" alt=3D"" width=3D"25" height=3D"25" border=3D"0" style=3D"display:b=
lock;">

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>

<tr>
                  <td align=3D"left" valign=3D"middle" style=3D"padding:0p=
x 0px 0px 0px; background-color:#ffffff;" bgcolor=3D"#ffffff">

                    <table width=3D"560" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" align=3D"left" class=3D"table" style=3D"max-width: 560px;" =
role=3D"presentation">
                      <tbody>
                        <tr>
                          <td align=3D"left" valign=3D"middle" style=3D"pa=
dding: 20px 60px 0px;" class=3D"pad2035nobot">

                            <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" width=3D"100%" align=3D"left" role=3D"presentation">
                              <tbody>
                                <tr>
                                  <td align=3D"left" valign=3D"middle" sty=
le=3D"padding:0px 0px 0px 0px;">

                                    <h4 style=3D"margin: 0px; font-family:=
'pp-sans-big-light', Tahoma, Arial, sans-serif; font-weight: normal; font-s=
ize:26px; mso-line-height-rule:exactly; line-height:1=2E3; color:#2c2e2f;">=
Legal & Pricing Updates</h4>

                                  </td>
                                </tr>
                              </tbody>
                            </table>

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>

				 =20
						=09
               =20
				 =20
						=09
				 =20
						=09
				 =20
						=09
				 =20
<tr>
                  <td align=3D"center" valign=3D"middle" style=3D"padding:=
0px 0px 0px 0px; background-color:#ffffff;" bgcolor=3D"#ffffff">

                    <table width=3D"560" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" align=3D"center" class=3D"table" style=3D"max-width: 560px;=
" role=3D"presentation">
                      <tbody>
                        <tr>
                          <td align=3D"center" valign=3D"middle" style=3D"=
padding: 20px 20px 0px 20px;" class=3D"pad2035nobot">

                            <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" width=3D"100%" align=3D"center" role=3D"presentation">
                              <tbody>
                                <tr>


                                  <td align=3D"left" valign=3D"top" width=
=3D"45">
                                    <img src=3D"https://images=2Ectfassets=
=2Enet/7rifqg28wcbd/7c9Q5qtDPmkbknkMx9rkKc/c1bbe9c389c89919b2cfc08ea8005f48=
/bullet_arrow=2Epng" alt=3D"" width=3D"20" height=3D"20" border=3D"0" style=
=3D"display:block; font-family:'pp-sans-small-regular', Tahoma, Arial, sans=
-serif; font-size:12px; color:#000000;">
                                  </td>

                                  <td align=3D"left" valign=3D"top" style=
=3D"padding:0px 0px 0px 0px;">

                                   <p style=3D"margin: 0px; font-family:'p=
p-sans-small-regular', Tahoma, Arial, sans-serif; font-size:16px; mso-line-=
height-rule:exactly; line-height:150%; color:#6c7378;">Effective July 28, 2=
022, the <a target=3D"_blank" href=3D"https://epl=2Epaypal-communication=2E=
com/T/v600000181b6ee9e49c3ff846e966a31b0/22e6739e4693439e0000021ef3a0bcc3/2=
2e6739e-4693-439e-9645-864d6e7a1769?__dU__=3Dv0oQlZ2XmHtXgxjjiWvqAt6oUbloqy=
A_uK" title=3D"seller fee for Goods and Services payments" style=3D"font-fa=
mily: pp-sans-small-regular, Tahoma, Arial, sans-serif; text-decoration: un=
derline; color: #009cde;">seller fee for Goods and Services payments</a> wi=
ll be 2=2E99% per payment received, currently 2=2E89% + $0=2E49=2E This cha=
nge simplifies pricing and should result in lower fees for more than 90% of=
 Goods and Services payments made on PayPal=2E Eligible Goods and Services =
payments are covered by PayPal=E2=80=99s comprehensive Purchase Protection,=
 guarding buyers and sellers in case something goes wrong with a purchase=
=2E<img src=3D"https://pixel=2Eapp=2Ereturnpath=2Enet/pixel=2Egif?r=3Ded1d4=
d469772047b97718fe0dec82a9bf7a4c5b2&p=3DMI71June2022&c=3Dus" width=3D"1" he=
ight=3D"1" /></p>

                                  </td>
                                </tr>
                              </tbody>
                            </table>

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>
			=09
<tr>
                  <td align=3D"left" valign=3D"middle" style=3D"padding:0p=
x 0px 0px 0px; background-color:#ffffff;" bgcolor=3D"#ffffff">

                    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" align=3D"left" style=3D"max-width: 640px;" role=3D"present=
ation">
                      <tbody>
                        <tr>
                          <td align=3D"left" valign=3D"middle">
                            <img src=3D"https://images=2Ectfassets=2Enet/7=
rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/61b1ee3576f0473ea04f86166fc8f4b1/spacer=
=2Egif" alt=3D"" width=3D"50" height=3D"50" border=3D"0" style=3D"display:b=
lock;">

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>

<!------ Legal and Pricing Section Ends-------->


<!------ Product Section Starts-------->

<tr>
                  <td align=3D"left" valign=3D"middle" style=3D"padding: 0=
px; background-color: rgb(245, 247, 250);" bgcolor=3D"#f5f7fa">

                    <table border=3D"0" cellpadding=3D"0" cellspacing=3D"0=
" width=3D"100%" align=3D"left" style=3D"max-width: 640px;" role=3D"present=
ation">
                      <tbody>
                        <tr>
                          <td align=3D"left" valign=3D"middle">
                            <img src=3D"https://images=2Ectfassets=2Enet/7=
rifqg28wcbd/6Xa3RLs8deEywtgXmAo9JV/61b1ee3576f0473ea04f86166fc8f4b1/spacer=
=2Egif" alt=3D"" width=3D"25" height=3D"25" border=3D"0" style=3D"display:b=
lock;">

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>
<tr>
                  <td align=3D"left" valign=3D"middle" style=3D"padding: 0=
px; background-color: rgb(245, 247, 250);" bgcolor=3D"#f5f7fa">

                    <table width=3D"560" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" align=3D"left" class=3D"table" style=3D"max-width: 560px;" =
role=3D"presentation">
                      <tbody>
                        <tr>
                          <td align=3D"left" valign=3D"middle" style=3D"pa=
dding: 20px 60px 0px 60px;" class=3D"pad2035nobot">

                            <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" width=3D"100%" align=3D"left" role=3D"presentation">
                              <tbody>
                                <tr>
                                  <td align=3D"left" valign=3D"middle" sty=
le=3D"padding:0px 0px 0px 0px;">

                                    <h4 style=3D"margin: 0px; font-family:=
'pp-sans-big-light', Tahoma, Arial, sans-serif; font-weight: normal; font-s=
ize:26px; mso-line-height-rule:exactly; line-height:1=2E3; color:#2c2e2f;">=
Capability & Feature Updates</h4>

                                  </td>
                                </tr>
                              </tbody>
                            </table>

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>
<tr>
                  <td align=3D"center" valign=3D"middle" style=3D"padding:=
 0px; background-color: rgb(245, 247, 250);" bgcolor=3D"#f5f7fa">

                    <table width=3D"560" border=3D"0" cellpadding=3D"0" ce=
llspacing=3D"0" align=3D"center" class=3D"table" style=3D"max-width: 560px;=
" role=3D"presentation">
                      <tbody>
                        <tr>
                          <td align=3D"center" valign=3D"middle" style=3D"=
padding: 20px 20px 0px 20px;" class=3D"pad2035nobot">

                            <table border=3D"0" cellpadding=3D"0" cellspac=
ing=3D"0" width=3D"100%" align=3D"center" role=3D"presentation">
                              <tbody>
                                <tr>


                                  <td align=3D"left" valign=3D"top" width=
=3D"45">
                                    <img src=3D"https://images=2Ectfassets=
=2Enet/7rifqg28wcbd/7c9Q5qtDPmkbknkMx9rkKc/c1bbe9c389c89919b2cfc08ea8005f48=
/bullet_arrow=2Epng" alt=3D"" width=3D"20" height=3D"20" border=3D"0" style=
=3D"display:block; font-family:'pp-sans-small-regular', Tahoma, Arial, sans=
-serif; font-size:12px; color:#000000;">
                                  </td>

                                  <td align=3D"left" valign=3D"top" style=
=3D"padding:0px 0px 0px 0px;">

                                    <p style=3D"margin: 0px; font-family:'=
pp-sans-small-regular', Tahoma, Arial, sans-serif; font-size:16px; mso-line=
-height-rule:exactly; line-height:150%; color:#6c7378;">Effective July 28, =
2022, <a href=3D"https://epl=2Epaypal-communication=2Ecom/T/v600000181b6ee9=
e49c3ff846e966a31b0/22e6739e4693439e0000021ef3a0bcc4/22e6739e-4693-439e-964=
5-864d6e7a1769?__dU__=3Dv0oQlZ2XmHtXgxjjiWvqAt6oUbloqyA_uK"title=3D"PayPal =
will remove the Friends and Family option for domestic payments to U=2ES" s=
tyle=3D"font-family: pp-sans-small-regular, Tahoma, Arial, sans-serif; text=
-decoration: underline; color: #009cde;">PayPal will remove the Friends and=
 Family option for domestic payments to U=2ES</a>=2E business accounts, and=
 all received payments will be subject to the seller fee=2E This will ensur=
e all eligible purchases are covered  by PayPal=E2=80=99s comprehensive Pur=
chase Protection, guarding buyers and sellers if something goes wrong with =
a purchase=2E You can create a personal account to receive personal payment=
s without seller fees while continuing to use your business account to rece=
ive commercial payments and use business only features=2E<img src=3D"https:=
//pixel=2Eapp=2Ereturnpath=2Enet/pixel=2Egif?r=3Ded1d4d469772047b97718fe0de=
c82a9bf7a4c5b2&p=3DMI72June2022&c=3Dus" width=3D"1" height=3D"1" /></p>

                                  </td>
                                </tr>
                              </tbody>
                            </table>

                          </td>
                        </tr>
                      </tbody>
                    </table>

                  </td>
                </tr>
						=09
				 =20
						=09
				 =20
						=09
				 =20
						=09
				 =20
						=09
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