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Biz2Credit
Biz2Credit Small Business Lending Index™ Reports
Approval Rates Up Slightly in May 2022
   Download Report       View Infographic    
Biz2Credit Small Business Leading IndexTM

Biz2Credit Small Business Lending Index™

Loan Approval Rates at Banks
Rose in May 2022
Watch Video

Small businesses are still trying to figure out their funding needs and must consider rising interest rates. With inflation, entrepreneurs need funding for growth.
Rohit Arora, CEO of Biz2Credit

Loan Approval in Big Banks
Big Banks
Small business loan approval percentages at big banks ($10B+ in assets) rose from 15.1% in April to 15.3% in May
Monthly
Comparison		 +0.2%
15.3%
May 2022
15.1%
April 2022
Yearly
Comparison		 +1.8%
15.3%
May 2022
13.5%
May 2021
Small Banks
Small Banks
Small banks’ approvals also increased from 20.8% in April to 20.9% this past month, according to the latest Biz2Credit Small Business Lending Index.
Monthly
Comparison		 +0.1%
20.9%
May 2022
20.8%
April 2022
Yearly
Comparison		 +2.2%
20.9%
May 2022
18.7%
May 2021
Institutional Lenders
Institutional Lenders
Institutional lenders approved 25.5% of funding requests in May,
up one-tenth of a percent from 25.4% in April.
Monthly
Comparison		 +0.1%
25.5%
May 2022
25.4%
April 2022
Yearly
Comparison		 +1.9%
25.5%
May 2022
23.6%
May 2021
Alternative Lenders
Alternative Lenders
Alternative lenders’ approval rates rose from 26.8% in April to 26.9% in May. These lenders have seen the largest growth in approvals since 2021, up almost 3 percent.
Monthly
Comparison		 +0.1%
26.9%
May 2022
26.8%
April 2022
Yearly
Comparison		 +2.8%
26.6%
May 2022
24.3%
May 2021
Credit Unions
Credit Unions
Credit unions held steady at 20.6% for the second month in a row.
Monthly
Comparison		 0.0%
20.6%
May 2022
20.6%
April 2022
Yearly
Comparison		 +0.2%
20.6%
May 2022
20.4%
May 2021
Want to see trends? View past months
April 2022      March 2022    February 2022
About Biz2Credit Small Business Lending Index™
The Biz2Credit Small Business Lending Index™ is an analysis of 1,000 monthly loan applications on the Biz2Credit website. The Index reports the loan approval rates of small business financing requests at Big Banks ($10 billion+ in assets), local and regional banks and non-bank lenders (credit unions, Community Development Financial Institutions (CDFI), micro lenders, and others).
Unlike other surveys, the results are based on primary data submitted by more than 1,000 entrepreneurs who applied for funding on Biz2Credit's online lending platform, which connects small business borrowers with sources of capital.
Results of the Biz2Credit Small Business Lending Index™ have been reported by The Wall Street Journal, Bloomberg BusinessWeek, Entrepreneur.com, Bloomberg Radio's "The Hays Advantage", SBA Radio, NY Daily News, Crain's NY Business, Michigan Banker, and other media.
Biz2Credit Inc. 1 Penn Plaza, 31st Floor, New York, NY 10119
Biz2Credit.com

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